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   Office Schedule: Monday - Friday 9:00 AM - 6:00 PM
For as low as 3%

Boost your business with our Corporate Loans!

Loan Now
For as low as 1.75%

Mortgage your property with us for additional cash

Loan Now
For as low as 2-2.5%

Get your dream wheels with our car loans!

Loan Now
For as low as 4.5%

Extra funds for Filipino workers on land and at sea.

Loan Now
For as low as 3.5%

Access Additional Fund for your Growing Business!

Loan Now
For as low as 2%

Secure your future with a Retirement Loan!

Loan Now
Ensure instant approval

Swift and EZ!

Discover our loan services with rates as low as 1.75% to 4.5%. Experience flexible terms and simple repayment choices for up to 5 years!

11 years of lending a helping hand
Modern hero image showcasing loan options
1.75%rates start as low as
Up to 5 yearsto pay
Your trusted lending partner

“Find Financial Ease With Us”

Real Estate Mortgage Loan

“Mortgage your property with us for additional cash”

  • Interest As Low As 1.75%
  • Minimal Requirements
  • No Upfront Fees
  • Payable Up To 36 Months
Real estate mortgage loan options

Vehicle Mortgage

“Get your dream wheels with our car loans. Apply now!”

  • Get Cash Without Selling Your Car
  • Interest Rate As Low As 2% – 2.5%
  • No Upfront Fees
  • Flexible Terms
  • We Will Not Impound Your Car
Vehicle loan services and offers

Salary Loan

“Extra funds for Filipino workers on land and at sea.”

  • Interest Rate 4.5%
  • No upfront fees
  • Flexible terms
  • Minimal Requirements
  • Fast and EZ Renewal
Salary loan application form

Business Loan

“Access Additional Fund for your Growing Business”

  • Interest Rate 3.5%
  • No Upfront fees
  • Flexible Terms
  • Minimal Requirements
  • Fast and EZ Renewal
Business loan products and services

Retirement Loan

“Secure your future with a Retirement Loan!”

  • Interest Rate 2%
  • No Upfront fees
  • Flexible Terms
  • Minimal Requirements
  • Fast and EZ Renewal
Retirement loan options for senior citizens

Corporate Loan

“Boost your business with our corporate loans.”

  • Interest Rate 3%
  • No Upfront fees
  • Flexible Terms
  • Minimal Requirements
  • Fast and EZ Renewal
Corporate loan offerings for businesses
Steps on how to apply

Get started in as EZ as 5 minutes

1

Register

Register an Account to our Online Portal

2

Apply

Complete and Submit the requirements via Online Portal or visit us to our Main Office

3

Approval

Get your approved loan from our respective office

Why people choose us

Unmatched service, tailored solutions

Choose us for loans: unmatched service, tailored solutions, and reliability. Trust in our efficiency and client first approach.

Swift and EZ

Your hassle-free financial solution! With quick approvals and easy applications, get the funds you need in no time. Say goodbye to long waits and paperwork. Apply now!

Save Big with Low Rates

Discover the power of savings with our low-rate loans. Achieve your goals affordably and efficiently with our unbeatable offers. Don't miss out start saving big today!

No Cash Out, No Problem

Introducing our “Fast and EZ” loan process 7 to 10 working days. Hassle free!

Testimonials

Some of our awesome testimonials

“Discover the stories behind our success through our customer reviews”

“They know their customers well. I love the extra effort they put to visit your business instead of you visiting them to apply for a loan. I'm a very busy man and their process fits with my schedule. Kudos to J.C.T.”
EJEdward Jay Cruz
“So far, J.C.T is one of the best lending companies that I've encountered. It's fast and their employees are very enthusiastic to guide you through the process”
CRCarlo Rivera
“Matagal na akong nagloloan sa J.C.T, halos tatlong taon na. They really know how to cater to their customer's needs. Customer Service is a 5 star! Masisigurado ko sa inyo na madali at mabilis mag loan sa J.C.T EZ LOAN!”
GEGennelyn Estrada

Ready when you are.

Estimate your monthly amortization, then apply online in minutes.