Swift and EZ!
Discover our loan services with rates as low as 1.75% to 4.5%. Experience flexible terms and simple repayment choices for up to 5 years!
Interest rates starting as low as possible!
See all loan products“Find Financial Ease With Us”
Real Estate Mortgage Loan
“Mortgage your property with us for additional cash”
- Interest As Low As 1.75%
- Minimal Requirements
- No Upfront Fees
- Payable Up To 36 Months
Vehicle Mortgage
“Get your dream wheels with our car loans. Apply now!”
- Get Cash Without Selling Your Car
- Interest Rate As Low As 2% – 2.5%
- No Upfront Fees
- Flexible Terms
- We Will Not Impound Your Car
Salary Loan
“Extra funds for Filipino workers on land and at sea.”
- Interest Rate 4.5%
- No upfront fees
- Flexible terms
- Minimal Requirements
- Fast and EZ Renewal
Business Loan
“Access Additional Fund for your Growing Business”
- Interest Rate 3.5%
- No Upfront fees
- Flexible Terms
- Minimal Requirements
- Fast and EZ Renewal
Retirement Loan
“Secure your future with a Retirement Loan!”
- Interest Rate 2%
- No Upfront fees
- Flexible Terms
- Minimal Requirements
- Fast and EZ Renewal
Corporate Loan
“Boost your business with our corporate loans.”
- Interest Rate 3%
- No Upfront fees
- Flexible Terms
- Minimal Requirements
- Fast and EZ Renewal
Get started in as EZ as 5 minutes
Register
Register an Account to our Online Portal
Apply
Complete and Submit the requirements via Online Portal or visit us to our Main Office
Approval
Get your approved loan from our respective office
Unmatched service, tailored solutions
Choose us for loans: unmatched service, tailored solutions, and reliability. Trust in our efficiency and client first approach.
Swift and EZ
Your hassle-free financial solution! With quick approvals and easy applications, get the funds you need in no time. Say goodbye to long waits and paperwork. Apply now!
Save Big with Low Rates
Discover the power of savings with our low-rate loans. Achieve your goals affordably and efficiently with our unbeatable offers. Don't miss out start saving big today!
No Cash Out, No Problem
Introducing our “Fast and EZ” loan process 7 to 10 working days. Hassle free!
Some of our awesome testimonials
“Discover the stories behind our success through our customer reviews”
“They know their customers well. I love the extra effort they put to visit your business instead of you visiting them to apply for a loan. I'm a very busy man and their process fits with my schedule. Kudos to J.C.T.”
“So far, J.C.T is one of the best lending companies that I've encountered. It's fast and their employees are very enthusiastic to guide you through the process”
“Matagal na akong nagloloan sa J.C.T, halos tatlong taon na. They really know how to cater to their customer's needs. Customer Service is a 5 star! Masisigurado ko sa inyo na madali at mabilis mag loan sa J.C.T EZ LOAN!”
Ready when you are.
Estimate your monthly amortization, then apply online in minutes.
2 - 2.5%
3.5%
2%
3%