JCT EZ Loan company logo
      [email protected]
   Office Schedule: Monday - Friday 9:00 AM - 6:00 PM
View Locations (02) 8294 9708 GLOBE: +639178676881 Loan Calculator

FAQ

General Questions

1. How to Apply

Apply Directly to our Office

You can go directly to our office to submit your requirements. Our office is located at Unit 4, 3rd Floor, #26 Congressional Square Building, Congressional Avenue, Brgy. Bahay Toro, Quezon City 1106


Online

You can apply online by clicking here or you can message us through messenger by going to our Official Facebook Page here, don’t forget to click the like button!


Phone Call

You can reach us at (02) 8294 9708 or through the following mobile numbers:
+639178676881 (Globe)
+639656718743 (TM)
+639090462338 (TNT | Smart)


E-Mail

You can send us an e-mail at [email protected], [email protected], or [email protected]


Loan Officer

You can schedule an appointment via e-mail or phone call with our friendly loan officers to visit you at your place and assist you with your loan application.


We are open Monday to Friday, 9:00 A.M. to 6:00 P.M.
Loan Products         Interest Rate         Payment Terms        
Real Estate Mortgage Loan         1.75% 3 Months to 3 Years
Vehicle Mortgage Loan 2% - 2.5% 3 Months to 18 Months
Salary Loan 4.5% 3 Months to 6 Months
Business Loan 3.5% 3 Months to 6 Months
Retirement Loan 2% 3 Months to 6 Months
Corporate Loan 3% 3 Months to 6 Months
Your loan application can be processed for as fast 7 to 10 working days

You can check the complete list of requirements by clicking the type of loan you wish to apply for:

  • Real Estate Mortgage Loan https://www.jctezloan.com.ph/web/web_title_loan/
  • Vehicle Mortgage https://www.jctezloan.com.ph/web/web_car_loan/
  • Salary Loan https://www.jctezloan.com.ph/web/web_personal_loan/
  • Business Loan https://www.jctezloan.com.ph/web/web_business_loan/
  • Retirement Loan https://www.jctezloan.com.ph/web/web_pension_loan/
  • Corporate Loan https://www.jctezloan.com.ph/web/web_comp_serv_loan/
    • Yes, you should have a co-maker that is directly related to you; Spouse, parents, siblings or kin.
    Yes but you need to bring your child’s birth certificate as a proof of your relationship to your live-in partner.
    Yes of course you can still apply; you just need to submit a balik mangagawa information sheet, your return ticket and proof of remittance aside from the other documents needed.
    We don’t collect loan application fee or any other fees prior to loan approval.
    All our fees will be deducted to your loan proceeds or we can include it to your monthly amortization, you don’t need to pay for it for us to process your loan.

    FOR BUSINESS LOAN

  • We only accept Businesses who has already a checking account that is active for at least 6 Months.

    • FOR REAL ESTATE MORTGAGE LOAN, CAR LOAN (SANGLA OR/CR) AND MIGRANT LOAN

  • We can assist you with our accredited banks to open a Checking Account to be used for your amortization.
    • Our Loan Officer will call you once your application has been approved and give you the details on how to get your loan proceeds.
    Unfortunately, we are not obliged to disclose the reason/s of such disapproval. We do not re-assess any loan application that has been already disapproved by the panel.
    You may personally receive the loan proceeds via check release or for your convenience you may receive your loan proceeds directly from your designated bank account.
    You can pay your amortization through the submission of your Post-Dated Checks upon the release of your loan proceeds.
    Contact your assigned Loan Officer for the details of your renewal. Also, since you are already our customer, the process will be faster and easier!
    Yes you can request for a renewal with your assigned loan officer and we will assess if you are already qualified for the renewal.
    Yes you can pay off your loan earlier than your loan schedule, we do not charge any pre-termination fee.

    Please be guided that all the post-dated checks issued to J.C.T EZ LOAN CORPORATION is being endorsed to our accredited bank for check warehousing. Meaning, the checks are being deposited automatically by the bank as dated on the check or posting date. Hence, it is important to fund your accounts to avoid penalties and charges from your bank and from our office.

    However, if you wish to remit your payments through direct deposit to our bank accounts you can deposit your payment 3 days before your instalment date so that we still have time to pull-out and process your check from our accredited bank.

    JCT EZ Loan Corporation

    J.C.T EZ Loan was born when its founders realized the need to provide honest and alternative choices for people who are looking for financial assistance.

    Unit 4, 3rd Floor, #26 Congressional Square Building, Congressional Avenue, Brgy. Bahay Toro, Quezon City 1106
    Landline : (02) 8294 9708
    GLOBE : +639178676881
    TM : +639656718743
    TNT | SMART : +639090462338

    © Copyright 2024 | J.C.T EZ Loan Corporation

    IT Managed Service by: Kaizo Technologies Inc.

    JCT EZ Loan Corporation

    J.C.T EZ Loan was born when its founders realized the need to provide honest and alternative choices for people who are looking for financial assistance.

    Unit 4, 3rd Floor, #26 Congressional Square Building, Congressional Avenue, Brgy. Bahay Toro, Quezon City 1106

    Landline: (02) 8294 9708
    GLOBE: +639178676881
    TM: +639656718743
    TNT | SMART: +639090462338

    © Copyright 2024 | J.C.T EZ Loan Corporation

    IT Managed Service by: Kaizo Technologies Inc.